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Mortgage Interest Rate Forecast For September 2015 (FHA, VA, USDA & Conv)

Mortgage Interest Rate Forecast For September 2015 (FHA, VA, USDA & Conv)

Current Mortgage Rates In The 3s Mortgage rates continue to defy Wall Street predictions. According to Freddie Mac’s weekly mortgage rate survey, 30-year mortgage rates dropped 9 basis points (0.09%) last week, falling to 3.84 percent, on average, nationwide. Last week’s drop marks the largest one-week mortgage rate drop since January of this year, and puts 30-year […]

Homebuilders Waiting to See Impact of NLRB Ruling

Homebuilders Waiting to See Impact of NLRB Ruling

A ruling last week from the National Labor Relations Board (NLRB) has sent many companies who rely on contract labor into a bit of a panic.  While there is one school of thought that says the ruling may impact homebuilding, it is not clear that it would affect that traditional subcontractor relationship. The ruling, the […]

Real Estate Notebook: Short sales decline as prices rise

Real Estate Notebook: Short sales decline as prices rise

Short sales once flooded the South Florida housing market, but no more. Palm Beach County had only 50 single-family homes sell for less than the mortgage amount in July, down from 83 a year ago, the Realtors Association of the Palm Beaches said. Broward County had 108 short sales, a 22 percent drop from July […]

MBS RECAP: Battle of Fed Speakers Results in Firmer Rate Hike Hints

MBS RECAP: Battle of Fed Speakers Results in Firmer Rate Hike Hints

I was writing reprice alerts and chatting with the MBS Live community during the time that I’d normally be writing the Mid-Day commentary.  By the time I wrote it, everything interesting that was going to happen today had already happened!  (This happens from time to time.)  As such, your best bet for a recap of […]

MBS RECAP: Bond Markets Mostly Put Their Foot Down

MBS RECAP: Bond Markets Mostly Put Their Foot Down

After two days of relatively brutal selling, bond markets finally opted for much less brutal selling.  In fact, 10yr yields were in positive territory as of the official 3pm ET closing time.  They’ve since trickled back to slightly higher yields, but even then, only by about 1bp.  MBS are in a similar boat with Fannie […]

MBS RECAP: As Global Panic Pauses, Bond Markets Consolidate

MBS RECAP: As Global Panic Pauses, Bond Markets Consolidate

Bond markets finally did what they’ve wanted to do for several sessions now: square up some of the trading positions from the recent rally. That rally began on July 14th, making it the longest positive trend of 2015 by last week.  As any rally in any market continues, there’s an ever-increasing risk or likelihood that […]

The Loan Program With Today’s Lowest Mortgage Rates

The Loan Program With Today’s Lowest Mortgage Rates

Today’s Lowest Mortgage Rates Are VA With today’s low mortgage rates low, it’s getting cheaper to finance a home for purchase or refinance. Purchasing power is higher by 6% as compared to last year, which has added $6,000 to a buyer’s maximum purchase price for every $100,000; and, low rates have put 6.5 million U.S. homeowners within […]

Mortgage Rates on Year’s Longest Winning Streak

Mortgage Rates on Year’s Longest Winning Streak

Mortgage rates moved moderately lower yet again.  This extends a winning streak that began on July 14th, making it the longest positive trend in 2015.  If this seems paradoxical in light of everything you may have heard about the Fed hiking rates this year, that’s normal.  Market participants and pundits have a long history of […]

Short sales getting scarcer in Broward, Palm Beach

Short sales getting scarcer in Broward, Palm Beach

July short sales fell 22% in Broward and 40% in Palm Beach. The previous deluge of short sales has diminished to a trickle in South Florida’s residential real estate market. The Realtors Association of the Palm Beaches reported 50 sales of single-family homes for less than the mortgage amount in July, down from 83 a year earlier, […]

MBS RECAP: Massive Stock Selling Results in Modest Bond Market Gains

MBS RECAP: Massive Stock Selling Results in Modest Bond Market Gains

About 10 days into July’s bond market rally, I posed the question: What if 2015 doesn’t turn out to be the big bounce?  It started out with the following thought: What if it’s all not enough–the multiple iterations of QE at home, ongoing QE abroad, ultra low rates for longer than they’ve ever been ultra […]

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